California law requires the driver of a motor vehicle that was involved in an accident on a highway or a street, to report the accident to the state’s dmv (department of motor vehicles). A report must be
filed with the dmv be fore the lapse of 10 days since the date of the incident. The need to report arises if the accident resulted in any one of the following: bodily injury death of an individual property damage amounting to over $1,000 you can personally file the report. Your insurance agent or your legal representative can also file the report. Failure to report can result in suspension of your driver’s license.Driving on california's highways can be a risky proposition. Whenever you are in a vehicle, there's a risk of be ing involved in a traffic accident. Whether it's a small "fender be nder" or a major injury accident, knowing in advance what to do can help you avoid costly mistakes. This guide discusses what to do after an accident and what to expect when you file a claim with your insurance company. For your convenience, an accident checklist is contained herein which can be kept in your vehicle for future reference. When purchasing insurance, carefully review the application be fore signing to determine if the coverages, policy limits, and deductibles are suitable for your needs. https://scholar.google.com/scholar_case?case=2649456870546423871&q=automobile+accident&hl=en&as_sdt=6,33
Life after a florida car accident doesn’t just return to normal if you unfortunately suffered injuries in the collision. And while you are working to heal both physically and emotionally from your injuries, you will likely also have to deal with another part of the post-accident process – be ing contacted by an insurance claim adjuster. Anyone who has be en injured in an accident should anticipate this phone call which may even come be fore you are able to consult with a personal injury attorney for guidance. The most important thing to be aware of about insurance adjusters is that they are not your friends and have the ultimate goal of ensuring that you receive as little money as possible for your injuries.
Auto Body Repair Shops
This is the stage where most insurance companies deploy an adjuster or a third-party contractor to assess the full extent of the damages you’ve reported.
Your adjuster may want to speak to relevant witnesses and parties, especially in a liability or auto claim, so they may ask you for that contact information. If you’ve filed an auto insurance claim , this part of the insurance claim process may involve coordinating with a local mechanic or body shop instead of having someone issued to conduct the repairs. In a home claim, the adjuster will inspect the damage themselves. They’ll need to visit your property.
Your car accident injury claim be gins immediately following the incident. This is why you must know what steps to take right after be ing in a motor vehicle accident, especially if you were not the at-fault party. The first thing you must do is dial 911 and call for an ambulance. You should also request police officers to come to the scene of the traffic accident and file a report. The police serve two important purposes. First is that they ensure the safety of those involved in the collision and the other people on the road. The second is that they will file a police report detailing what happened and who was involved in the accident.
1. Call your insurance professional as soon as possible — even from the scene of the accident —regardless of who is at fault. Even if the accident appears minor, it’s important to let your insurance company know about the incident and to find out whether your auto insurance policy covers you for the particular loss. 2. Use a mobile app to jumpstart your claim. Many insurers now offer apps that allow you to report a claim, check the status, upload photos, check your deductible, schedule an appraisal, reserve a rental car and request reimbursements for towing and glass claims.
If you’re dealing with damage resulting from a car accident, make sure to call the police to the scene, as an official police report will probably be required to file a claim. Police are key in deciding who’s at fault. When they’re on site, never admit or accuse any other driver of fault — the police and your insurance company will ultimately decide who’s to blame. It may even be possible that both you and the other driver hold some amount of fault for the accident. If you can, get the badge numbe r and phone numbe r for the officers that respond; this information will be useful if you need to reach out to them for additional details later.